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Minnesota Association of Townships Insurance Trust

The Minnesota Association of Townships Insurance Trust (MATIT) is a joint-powers entity under Minnesota Law set up for the purpose of providing Minnesota townships with a self-insurance pool.


Changes at MATIT will require member support and action.
Please read the full letter by clicking here.
On July 1, 2022 MATIT will sever its reliance on its long-time service partner, Meadowbrook. While the  change will eliminate the need to pay Meadowbrook for its services, this multi-year effort has required  the Trust to build internal staff expertise to perform this work. It also required that MATIT’s electronic data, previously stored in Meadowbrook’s system, be converted to a Trust owned software. Twenty years  of claims, underwriting, policy, membership and financial data will now reside on MATIT’s software  platform called Origami. Before the system “goes live” members will receive directions on how to submit a claim. Directions on  “how to submit a claim” will also be available on the website. For members without internet access,  MATIT will provide directions on how to submit claims. 


We measure time in minutes, days, years and even seasons but it is the milestone events in life that we most often remember. This year, the Minnesota Association of Townships Insurance Trust (MATIT) pauses from the rigors of the daily routine to celebrate two decades of the Trust’s service to members. Since 2002, the MATIT has provided its members a cost-effective alternative to the traditional insurance market and has developed programs to help members reduce their exposure to loss.
 Organized pursuant to Minnesota Statutes 471.59 and 471.981, MATIT is a joint risk sharing entity that is subject to the same rules and regulations that apply to the townships that created the Trust. The board of trustees reflect the membership, as township officials they understand the myriad of challenges faced by townships as they work to deliver services to their constituency which provides context for decisions needed in the leadership of MATIT.
Everywhere we look change is happening. Amid this change, an organization can choose to operate as it always has or embrace the change and look for ways to remain relevant and necessary. During the past year, MATIT has taken steps to improve upon how it conducts its business for the membership. In the next few months MATIT will premiere a new website. The website will be a focal point for members to submit claims information, update schedules, provide workers’ compensation audit information and provide other data essential to the operation the Trust. Members will find information regarding board meetings, resources, and educational information on the new site.
With 20 years of experience, a keen understanding of the purpose and history of the organization the board of trustees recently adopted MATIT’s first mission statement. The mission statement embraces all that MATIT is and wishes to be.

The mission of the Minnesota Association of Townships Insurance Trust is to provide townships in Minnesota with affordable coverage tailored to their unique needs, superior claims handling services and information, and resources that support the efforts of the township leaders in avoiding loss.

Working together, we can ensure that the changes we encounter are not obstacles but opportunities for our continued success.
Work still lies ahead however at this time let us pause and congratulate ourselves on the success of the Minnesota Association of Townships Insurance Trust. A milestone - attributed to the loyalty and commitment of townships. Happy anniversary and congratulations to members, trustees, and staff of MATIT on this important milestone.

- Heather Tidmore MATIT Director

MATIT offers these core insurance programs:

Workers’ Compensation Coverage

Consolidated Liability Coverage (CLC):

  • Comprehensive Liability Coverage
  • General Liability (GL)
  • Errors & Omissions (E&O)
  • With Planning & Zoning
  • Property Coverage
  • Inland Marine Coverage
  • Automobile Coverage
  • Commercial Crime Coverage
  • Optional Volunteer Firefighter Coverage
  • for townships owning & operating their own Fire Departments
  • Clerk & Treasurer’s Performance Bond

Clerk & Treasurers Performance Bond:

(Stand Alone option)

In essence, member townships are insuring themselves and one another when they become part of MATIT. Accordingly MATIT’s policies are designed with the needs of Minnesota townships as the primary focus.


2022 MATIT Workers’ Compensation Audit Report
The following payroll report is used to calculate your workers’ compensation premiums. Please read and complete it carefully and return it to the Minnesota Association of Townships Agency by January 31, 2022.

Workers’ Comp Audit Pointers & Instructions
Help on completing your Workers’ Compensation Audit Report.

Workers’ Compensation First Report of Injury

Sample Certificates of Insurance for Independent Contractors

MATIT Incident Report

Staff & Contact Info

Manager of MATIT Agency Operations

Heather Tidmore


MATIT Agency Assistant

Sarah Turek


Please email us if you have any questions, concerns or comments about the MATIT program.

MATIT Claims Reporting
Toll Free: 800-262-2864
Fax: 763-497-3233

Services & Support